Medical and DentalDiscover New York business insurance
You may sign a contract with a client for work and that contract can specify that you prove you are covered. You may lease space and your lease contract may stipulate that you retain general liability coverage while you are a tenant. If you are financing a building or equipment, your lender may require GL coverage. Directors and Officers Insurance (D&O)D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company.
Financially protecting your company is one of the smartest business decisions you can make. Medical and DentalDiscover New York commercial general liability insurance for medical and dental professionals. Medical malpractice insurance is a type of professional liability that protects health care professionals from liability causing in bodily injury, medical expenses and property damage.
Submit a claim online or by phone, and we’ll work quickly to pay your covered claims up to your policy’s limit. The commercial insurance content available on this page is for informational purposes only and not for the purpose of providing legal or financial advice. Lodging PlacesFind out what types of business insurance that New York hotels, motels and other lodging places should have to protect their varied operations. Some clients might also need you to agree to a certain level of general liability before you can provide goods or services to them. With NY general liability insurance, such issues are adequately handled. Unfortunately, the chances of your company getting sued have increased dramatically in the last decade, and the costs of tort litigation are especially burdensome to small businesses.
Learn about general liability insurance with more frequently asked questions about our coverage. If you don’t find the answers you’re looking for, our licensed insurance advisors are standing by to help. With NEXT, you can purchase affordable general liability coverage online and get your certificate of insurance 10 minutes, or less. Several factors influence the price you’ll pay for coverage, including your industry, the size of your business and how much coverage you want to purchase.
It only takes one claim to financially cripple your business, so it’s important that you have adequate coverage from a highly rated carrier. General Liability Insure does not warrant or make any representations regarding the usefulness of or the expected results of the material contained on this website. You should contact your attorney, accountant and/or financial adviser to obtain advice with respect to any particular commercial insurance question, claim or issue.
Protect yourself from accidents that cause physical injury or damaged property. We offer seven types so it’s easy to design the coverage that fits your business. For example, a carpenter who takes saws and other tools to different locations is more likely to have an accident that would be covered by general liability than a tutor who mostly works at a desk with students. That’s why carpenter insurance is usually more expensive than tutor insurance. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice.
You can also use their great digital dashboard to manage all of your business insurance policies in one place. You can file claims online, renew online, and manage your policies completely digitally. Small BusinessProtect your company and employees with NY commercial insurance. Read informative articles on New York small business insurance coverages – and how they can help shield your company from legal liabilities. As a small business owner, there are certain bases you need to have covered before you can safely operate.
With other providers, the cost of your business insurance likely depends on a variety of factors. The amount of risk involved in your business, the industry you’re in, and the amount of business you do all play a part in determining your policy premium. The Hartford shall not be liable for any damages in connection with the use of any information provided on this page.
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If a customer comes into your brick-and-mortar store and slips and falls, general liability insurance will cover you. This is why you’re usually required to have it if rent a space for your business. Some customers won’t even work with a business that doesn’t have general liability insurance.